Terms & Conditions
Last Updated: January 14, 2026
Welcome to Life Advisor Center. By accessing or using our website and services, you agree to be bound by these Terms & Conditions. Please read them carefully before using our services.
1. Acceptance of Terms
By accessing this website, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions, as well as our Privacy Policy. If you do not agree with any part of these terms, you must not use this website.
2. Description of Services
Life Advisor Center provides an online platform for connecting consumers with insurance providers and licensed agents. We are not an insurance company, broker, or financial advisor. We do not sell insurance policies directly, make coverage decisions, or offer legal or financial advice.
Our services include:
- Information about final expense and life insurance options
- Lead generation and referral services to licensed insurance providers
- Educational content about insurance coverage options
3. Eligibility
You must be at least 18 years of age and a resident of the United States to use our services. By using this website, you represent and warrant that you meet these eligibility requirements.
4. Information Accuracy
You agree to provide accurate, current, and complete information when using our services. You are responsible for maintaining the confidentiality of your personal information. We are not responsible for any losses or damages arising from inaccurate information you provide.
5. No Guarantee of Services
We do not guarantee that you will receive insurance coverage, specific rates, or any particular terms from our partner providers. All coverage decisions are made solely by the participating insurance companies based on their own criteria and your eligibility.
6. Third-Party Links and Services
Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of use of any third-party sites. Your use of third-party services is at your own risk.
7. Intellectual Property
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Life Advisor Center or its content suppliers and is protected by United States and international copyright laws.
8. Prohibited Uses
You agree not to:
- Use the website for any unlawful purpose
- Attempt to gain unauthorized access to our systems
- Transmit any viruses, malware, or harmful code
- Interfere with the proper operation of the website
- Collect or harvest user information without consent
- Use automated systems to access the website without our permission
9. Disclaimer of Warranties
This website and all services are provided "as is" and "as available" without warranties of any kind, whether express or implied. We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.
10. Limitation of Liability
In no event shall Life Advisor Center, its officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the website or services.
11. Indemnification
You agree to indemnify and hold harmless Life Advisor Center and its affiliates from any claims, damages, losses, or expenses arising out of your use of the website or violation of these Terms & Conditions.
12. Changes to Terms
We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes acceptance of the new terms.
13. Governing Law
These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
14. Contact Information
If you have any questions about these Terms & Conditions, please contact us at:
Life Advisor Center