Call Now to get approved in minutes. No medical exam required — get covered in minutes, not weeks.
Just answer a few simple health questions
Full coverage from day one
Your premium never increases
Coverage and rates vary by state. Ages 50-85 eligible.
The average funeral costs $8,000-$12,000. Final expense insurance ensures your loved ones aren't burdened with these costs during an already difficult time.
Skip the hassle. Answer a few simple health questions online — no doctor visits, no blood tests, no waiting.
No waiting period. Your policy is active from day one, giving you instant peace of mind.
Affordable coverage that fits your budget. Your rate is locked in and will never increase.
Your coverage amount is guaranteed. The payout your family receives will never be reduced.
Your beneficiaries receive the full benefit tax-free, usually within 24-48 hours of claim approval.
Have questions? Our friendly, licensed agents are available to guide you through every step.
Answer a few questions for your personalized quote.
Select the amount that fits your needs and budget.
Complete your application. Coverage begins upon approval.
Select the coverage that fits your needs. All plans include the same great benefits — no medical exams, no waiting periods, and rates locked for life.
*Rates vary by age, gender, and state. Get your personalized quote above.
Join thousands of families who've secured their peace of mind.
Lock in your rate today. Coverage starts immediately — no medical exam required.
Check My Price →Straightforward articles about final expense insurance, funeral planning, and protecting the people you love.
Policy Costs & Quotes
Wondering if you can own multiple final expense policies? Learn how stackable coverage works, the pros and cons of holding multiple policies, and how to fill coverage gaps.
Read More →
Seniors & Retirement
Discover how Social Security and pensions impact your final expense budget. Learn how to manage fixed-income insurance, survivor benefits, and costs effectively.
Read More →
Final Expense Basics
Can you get final expense insurance with pre-existing conditions? Explore coverage tiers, health questions, and how seniors can secure affordable coverage.
Read More →
Life Insurance 101
Does family inherit debt after death? Discover how unpaid credit cards and medical bills are handled, and how final expense coverage protects your loved ones.
Read More →
Policy Costs & Quotes
A little preparation makes the quote process faster and more useful. Here are the questions worth answering, and asking, before you begin.
Read More →
Seniors & Retirement
Retirement reshapes the reasons for owning life insurance. This article walks through how needs commonly evolve and what to review.
Read More →
Burial & Funeral Planning
Conversations about end-of-life wishes are hard to start but deeply valuable. Here are practical ways to open the discussion and what to cover.
Read More →
Seniors & Retirement
A well-organized set of documents is one of the kindest gifts you can leave family. Here is what to gather and how to keep it findable.
Read More →
Life Insurance 101
Policy documents can feel dense, but they follow a predictable structure. Learn which sections matter most and what each one tells you.
Read More →
Policy Costs & Quotes
How and when you pay premiums affects convenience and sometimes cost. Here is a guide to common payment schedules and features.
Read More →
Burial & Funeral Planning
Pre-need funeral contracts and final expense insurance both address end-of-life costs, but they work very differently. Here is a side-by-side look.
Read More →
Final Expense Basics
Misconceptions about final expense insurance are widespread. This article addresses several common myths with general, factual context.
Read More →
Policy Costs & Quotes
Comparing quotes is more than lining up prices. Learn how to make apples-to-apples comparisons that account for policy differences.
Read More →
Seniors & Retirement
Shopping for life insurance later in life is different from shopping at 35. Here is what typically changes and what options remain open.
Read More →
Life Insurance 101
Whole life policies often build cash value over time. This article explains in general terms what cash value is and how policyholders may use it.
Read More →
Final Expense Basics
Many final expense policies include a waiting period or graded benefit in the early years. Understanding these provisions helps you avoid surprises.
Read More →
Burial & Funeral Planning
Burial and cremation each carry their own traditions, logistics, and costs. This article surveys the factors families commonly weigh.
Read More →
Life Insurance 101
The beneficiary designation determines who receives a life insurance benefit. Here is how designations work and why keeping them current matters.
Read More →
Policy Costs & Quotes
Premiums for final expense coverage vary from person to person. This article explains the general factors insurers weigh when setting rates.
Read More →
Final Expense Basics
Two common underwriting approaches appear again and again in final expense shopping. Here is what guaranteed-issue and simplified-issue actually mean.
Read More →
Seniors & Retirement
Living on a fixed income calls for careful budgeting. Here are practical ways seniors think about making room for insurance premiums.
Read More →
Life Insurance 101
Term and whole life are the two foundational types of life insurance. Learn how each works and the trade-offs between them.
Read More →
Burial & Funeral Planning
Funeral planning involves a series of practical decisions. This overview walks through the major steps families typically encounter.
Read More →
Final Expense Basics
A straightforward introduction to final expense insurance: what it is, who typically considers it, and how it differs from other life insurance products.
Read More →Final expense insurance covers end-of-life costs including funeral expenses, medical bills, and debts so your family isn't burdened.
No! Just answer simple health questions. We offer guaranteed acceptance options for those with health conditions.
We cover individuals ages 50-85. No upper age discrimination.
Never. Your premium is locked in for life regardless of age or health changes.
Most claims are paid within 24-48 hours of receiving documentation.